- #20 [Chia], 21-08-23 09:53如果, 樓價唔跌, 香港有 $1500萬的家庭 應該有好多
- #19 [ich], 21-08-23 09:41"夠唔夠活三十年?"
英國唔知,澳洲夠活5,60年唔止.
好簡單,其實肯做少少功夫,將自己每年開支入數,咁就計到passive/ active income 是否多過支出.多過的話誇張講句夠用幾代都得. - #18 [tonywong], 21-08-23 09:19千五萬, 過英國, 夠唔夠活三十年?
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- #17 [Philippe], 21-08-23 09:11有樓可以做埋逆按揭.
- #16 [V.C], 21-08-23 09:04去做物業管理員,工時長又輪班,有錢幫補層樓正常開支和減少消費時間,頂多15年都差唔多Ru。
- #15 [alexanderkoo], 21-08-23 08:37My neighbor did the same, letting 700 sq.ft. village house and renting 350sq. ft. Hkgers need to find their own way.
- #14 [12dragon], 21-08-23 08:31租層樓比人,自己租層樓住,差價=生活費
- #13 [Peewee], 21-08-23 08:26仔女有冇樓
冇樓就一人一層
畀首期每人500萬
如果仔女有三個,啱啱清袋
樓主賣樓先
跟住要打多二十年工
最後修改時間: 2021-08-23 08:29:23 - #12 [alexanderkoo], 21-08-23 07:57Another ex-colleague said so, maybe Kidding. Being brainwashed by Greater Bay scheme. Having brothers four vaccination as well.
But I know Mainlanders pretty well. - #11 [lb1i], 21-08-23 07:41吾係講笑,真係有朋友父母打算賣左層樓,返大灣區過豪華退休生活。
- #10 [alexanderkoo], 21-08-23 07:00No need to sell the house, having reversed mortgage at age 80, as last resort. But half million loan would mean 1 million payment, depending on duration of such mortgage.
My mom would not do so in fear of someone(including kids) would take away her house.
Got the asset, meaningless without mentioning the expediture. Even the mgt fees, govt rate, gas/electricity can cost you $4000-5000. You do your own maths.
Keep working as my ex-colleague though having plenty of money. Re-employment in govt on contract terms. Wife will tell you to do so.
最後修改時間: 2021-08-23 07:10:39 - #9 [浩男123], 21-08-23 00:26自住樓值幾多錢都冇用, 除非你賣左佢, (最後關頭), 兩公婆當你有 80 歲, 咁每月有兩皮, 唔駛交租, 有病睇公家, 慳慳地都應夠, 過疘八十就賣樓, 如果到時仲值一千個, 算兩萬蚊租, 都仲捱到十年到九十!
- #8 [hehehahahoho], 21-08-22 22:16大佬,得幾舊水喺香港生活, 收人地津貼就差唔多。
- #7 [pharm], 21-08-22 21:59諗個名已經蝕5毛…
- #6 [ff2021], 21-08-22 21:33關人撚事
- #5 [ich], 21-08-22 21:32#1
唔難計.
當樓keep一世,咁層樓幾多錢都用唔到。將手頭其餘資金現值除以每年用錢 + allows yearly inflation factor就知。有 passive income e.g. 投資 returns多過每年支出就安心。
最後修改時間: 2021-08-22 21:33:19 - #4 [KK903], 21-08-22 21:29哦~喺咩!公起晒喎⋯⋯
- #3 [一縷輕煙], 21-08-22 21:23得閒生d癬r吓
- #2 [BB1668], 21-08-22 21:18
- #1 [hehehahahoho], 21-08-22 20:5860了, 有一個單位自住約值一千萬, 股票加現金約值五百萬。子女出身了。 兩公婆, 夠唔夠洗?
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