Darling Harbour’s $2 billion ‘reimagination’ to begin via Mirvac in January 2023

Work on the long-awaited redevelopment of Darling Harbour is expected to begin in January next year, after the NSW government gave Mirvac its blessing to transform the one-time Sydney jewel attraction.

The Perrottet government has announced it has “entered into an agreement with Mirvac to turn the site into a world-class retail, residential, commercial workplace and entertainment precinct”.

The $2 billion project is expected to support 2,000 construction jobs and create around 4,500 further jobs on completion, NSW Minister for Enterprise Investment and Trade Alister Henskens said.


https://www.realcommercial.com.au/news/darling-harbours-2-billion-reimagination-to-begin-via-mirvac-in-january-2023?rsf=ps%3Afacebook%3Arcanews%3Answ&fbclid=IwAR2HlsVVHsl-ue9araqQMjyaxH3mPa2mSGJZpg2TuKCxIUpQcH4hscVZw7M_aem_AUcxgYL259pDFXrjsy7g842Av6tBKdKvp0tp32P4Ap7tiLmG3K82MS3hyedJ0XoRfQ1U9jTEPl1ORiiUjACwVw_lOFTXbpL52VqzfhvTv9hjq4RUOtWE3cnCQcI4ltMojyVHJ2RaOcwR1iH1FwQjhIbN

Take Phive: Welcome to Parramatta’s new living room

For millennia, the heart of modern-day Parramatta was a Dharug meeting place. It witnessed the 1797 battle of Parramatta, led by Aboriginal resistance fighter Pemulwuy, before the foundation stone for the city’s first town hall was laid almost a century later, and it became home to council meetings while markets, cattle sales, and agricultural shows were held outside.

In its most recent years, the historic site at Parramatta square has been a construction zone as the modern CBD rose around it. But from Friday, it will become Parramatta’s new living room.

https://www.smh.com.au/national/nsw/take-phive-welcome-to-parramatta-s-new-living-room-20220920-p5bjij.html

Cash back $4,000.00

朋友做銀行話而家好多人做樓宇轉按, 唔使畀好多利息因為根本擺曬落off set account
ANZ 之前係送嗰啲冇鬼用Qantas 300,000 point now cash $4,000.00



最後修改時間: 2022-09-22 06:28:44

Not many would agree but according to the latest report

Australians the world’s richest people as property prices supercharge wealth

Australians are the wealthiest people in the world with a typical net worth of almost $US274,000 in 2021, just ahead of Belgium, New Zealand and Hong Kong.

Soaring property prices lifted the median wealth per Australian adult by $US28,450 in 2021, according to Credit Suisse’s annual global wealth report, which tracks wealth in 20 countries.

Australia scores first on the median, or typical, wealth per adult, followed by Belgium and New Zealand. When measured by average wealth, Australia is fourth behind Switzerland, the United States and Hong Kong, reflecting that wealth is more evenly distributed in Australia than in those countries.

https://www.smh.com.au/money/investing/australians-the-world-s-richest-people-as-property-prices-supercharge-wealth-20220921-p5bjr6.html

#573

Yes, most such accounts need a little bit of work to do. For retiree like me, it is in fact very beneficial to have higher saving interests. But for younger people who have mortgages and other loans, it is a pain at the bottom.

#572. Yes. Yet, if you use it as your day to day transaction account, it is quite nature to meet the requirement. Not to mention there is some tiny rewards points for any BPAY transaction.

#569
You are welcome, just sharing what I came across in the last few years. 以前做工時完全冇理財,只係靠公司供P fund. 冇做工就要留心passive income及洗費 .增加in, 維持甚至減少out就冇掛慮.
至於“升跌” data唔需太在意.我以前喜歡Blakehurst,嗰表嘅價買unit都未得.
OTOH, rental income return rate in different cities/regions/suburbs你可以参考然後再深入D研究.

#571
According to what I read in ozbargain:
https://www.ozbargain.com.au/node/721117

Virhin Money 有以下功夫要做先可以攞到最佳利率：

If you are 25 years and older, deposit $2,000 or more into your Go Account from another financial institution (such as your salary), and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month which settle in that month (not pending)

Lock Saver攞錢要早一個月申請：

(Lock Saver feature requires customers to give 32 days advance notice to unlock account or withdraw money from that account).

相比UBank 及 ANZ Plus麻煩.不過呢D account 最高存款額"只係” A$250,000,香港中產搬錢過來後要開好多個accounts先park 得哂all money.
Alternatively, 有D定利率收息投資產品有4%以上息,無上限及每月派息.

最後修改時間: 2022-09-21 14:19:34

#567 Can have a look Virgin Money. Saving account has 3.3%pa up to 3.6% no matter how long you park the money!

都唔知有冇吹大，邊有跌咁多呀

ich 兄真係好，有問必答。
我真係要多多留意退休後嘅收入支出， 我老婆又冇投資淨係得super , 我比較有興趣買啲藍籌股, 睇下有冇機會買一間半間投資屋， 叫老婆去perth行轉佢又懶得旭

最後修改時間: 2022-09-20 21:49:47

想睇各方面冇乜着數要日日睇 ozbargain:

https://www.ozbargain.com.au/tag/savings-account

#566

有人教我投資( or filing tax return to ATO)有至少三方面要睇: capital gain, income + tax benefit

你有時間。 雪梨 real estate長遠平均升值能力好過大部份 cities。有好嘅 capital gain + reasonable income (from rent)，最正係有 negative gearing用 mortgage interests off set account。
我知 有 D地方收租有5% return, net咗都 4%以上。 Capital gain就早排突然好好，加息後就靜哂。有20年時間可能 capital gain + rent好好。唔好處就係離 Sydney/Melbourne好遠，想收樓自住後再賣就煩好多。

你有時間。 Security investment長遠會升 + 有 income (股息) + tax benefit if investment portfolio is inside self-managed Super。 我個人工作上產生嘅 provident fund + Super, 二十幾年來平均有 6-7% & 5-6% PA增長。 Cost averaging investment effect。所以上次叫你諗諗月供 blue chips ASX Top 550/100 ETF。如果月供 在self-managed Super fund framework內，到退休時會有好大 tax benefit.唔好處就係退休前冇得攞來用。

澳洲有幾間銀行都有3%以上 saving accounts。你去 ozbargain.com 睇下 D算死草點 maximize。 Macquarie Bank saving有 3.7%，但只係頭4個月。 網上銀行 U Bank 有 ＞3%、 ANZ Plus 約 3% 、ING又多過 3%....你去睇睇啱唔啱你。 Park D cash好過收租。有 D投資有5% / 8%息，但唔會有 capital gain，純係 income。後生嘅會太保守，但啱我呢 D 無工入仕。

my 2 cents and please take it with GRAIN of salt.



最後修改時間: 2022-09-20 19:19:31

#565 身體正常嘅話仲可以做多二十多年

ich兄
之前有投資物業但係冇做任何退稅， 因為將自住物業出租投資物業就自己住返， 升咗值割咗和青買樓花的幾年升咗三分一， 因為係apartment 驚維修費管理費標升所以放咗，而家有諗過投資其他嘢，可能會搵buyer Agency 買樓又或者買啲股票, 暫時唔知點做所以按兵不動. 其實我要求唔高三至五%我都接受

#462, 你已退休？年輕工作中？
禾在美大學畢業後在大學工作丶之後才離開大學丶當年可最多放 10% 入 大學 retirement fund. 到退休年齡丶爭長 100 倍！是大驚喜！當年鬼仔個個都吾供丶真無知！

#562

Dominic
我係投資盲，香港未買過股票，投資就搵 financial advisor。只係過去幾年在澳以 passive income為生，可以分享少少個人經驗。

澳洲投資有一樣同香港好大分別:澳洲投資收益都可能要扣稅。所以除咗睇 return外， maxmize tax benefit好重要。呢樣你應該知得早過我。Negative gearing你好似已做緊，但有冇考慮過 self-managed Super?將投資放入自己 Super，到退休 pension period時 Super fund收入免稅。無月有錢賺又無需俾稅。
我2X年前回港工作，當時 Super account筆錢好似得幾千。幾年前搵翻 account， check到完全冇理會嘅 Super長大了!!計過平均有5% PA增長。所以諗諗每個用擺定額入 self-manged Super， say regular買 ASX Top 50 ETF，到你退休時希望有＞5% PA return。
近排 有好幾間銀行 saving account 都有 ＞3% PA息。諗唔到就 park D錢入去，一定唔會蝕。我冇乜時間睇 capital gain， 3% 穩陣 return我退休生活已經滿足。
怕煩或唔識可以搵 個 financial advisor幫你。

Just my 2 cents

ETF 数似index fund，都係喎句股票可升可跌，如果以炒股心態只會睇短期升跌未必合適。
退休後如何理財如果數目大又對投資唔熟最好洗少少錢搵financial advisor

退休生活當然理財也是重要的
想問有冇人投資股票,聽人講有啲叫做ETF 請問有無人用緊呢? 我想知長線投資股票通常要點樣做
謝謝

ich,

Now Burwood has strong Mainland Chinese feel, just like Eastwood and Hurstville.

With the new Metro in operation, Northwest is also very popular with more Indian and Lebanese influence.

四十年前有中學同學過來澳洲讀書,在Burwood Shaftsbury road住,我常去佢處吹水.以前都感覺係好多香港人集中地.那時常去當時少有的Westfield. Burwood 同Starthfield都係大站,火車快車都會停.印象中Burwood 2000年代曾經冇咁旺,快車唔停,那時Ashfield 變得旺過Burwood,有快車停.Startfield就多了好多韓國舖.輾轉Burwood又再興旺.
以唔塞交通計,我都覺得Burwood, Strathfield, Crydon非常方便,東西南北都易去,特別是火車.

最後修改時間: 2022-09-06 14:44:20